First-of-its-Kind App to Offset Carbon: The Green Insurer

A custom mobile application featuring advanced telematics, to empower InsureTech challenger, The Green Insurer, to offset carbon outputs.

Services:

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Technical Strategy Support

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Supabase Development

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Mobile App Development

The Green Insurer

With a mission to become the UK’s leading green insurance provider, The Green Insurer helps drivers to offset their carbon emissions, by incentivising a fuel-efficient approach to transport. With their custom, first-of-its-kind InsureTech app, the provider records driver data, provides carbon scores, and converts eco-friendly behaviour into rewards.

A Custom, Scalable, and Cost-Effective app for Eco-Insurance

As a new, pre-launch insurance startup, The Green Insurer needed an integration-friendly React Native application to monitor user driving habits. With this data, The Green Insurer needed to supply users with a carbon score and points, to avail of in-app perks. The app needed to easily connect with CMT’s Drive Well telematics software (the industry standard mobile telematics provider) while connecting users on the go with eco-friendly policies.

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Finally, the app needed to be cost-effective, intuitive to maintain, and simple to scale.

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So, how did The Green Insurer do it? And what made this InsureTech app such a unique success? Next, we’ll explain how this app came to life.

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Keen to see it for yourself? Download the The Green Insurer app, and discover eco-friendly insurance firsthand.

Evolving InsureTech with a Bespoke Expo Native Plugin

The Green Insurer faced a unique challenge: it needed a high-quality, scalable, maintainable, and cost-effective application that could connect with CMT’s Drive Well Telematics. While the business knew it needed a React Native app, there was one key problem: CMT’s telematics did not actively support React Native, with their SDKs being for Native apps only.

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The provider needed an agency that could develop a complex and unique Expo Native Plugin that could integrate the CMT SDK into the app. It also needed a React Native team with in-depth Supabase expertise to drive the backend. And so, Morrow was enlisted, to bring The Green Insurer’s challenger app to life.

The solution

The project was immediately collaborative, with Morrow and The Green Insurer working closely to build a custom eco-app that would please customers and regulators alike.

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Together, a React Native application was built that integrated with CMT’s Driver Telematics, converted driver data into carbon points and perks, provided user access to policies on the go-to, and connected drivers with eco-friendly modes of travel.

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With a bespoke Expo Native Plugin and an approach that ensured The Green Insurer could secure regulatory approval, the business was able to successfully sell insurance policies by the end of 2023.

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What was Done and Why

With a focus on Expo and Supabase, Morrow built a high-quality application that was easy to maintain, thanks to both iOS and Android apps running off the same code base. Today, this allows for ongoing maintenance and more manageable development, particularly if The Green Insurer looks to take the app in-house.

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By using Expo and TypeScript, and Supabase as a backend provider, Morrow built an app that could be easily updated in a cost-effective means that was scalable for the business.

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On launch, the application successfully tracked driver data, connected customers with their policies, and allowed them to access green-first insurers. It was also the only app of its kind to integrate CMT’s SDK into a React Native app.

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a photo of a person in front of a laptop with a Morrow sticker on it

A Longterm Solution for the InsureTech Space

Since the launch of this app, The Green Insurer has continued to work with Morrow to ensure its users are always connected with the most up-to-date offerings and products.

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Today, The Green Insurer’s app:

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Seamlessly integrates with driver telematics
Converts driver data into carbon offsetting opportunities
Connects eco-conscious drivers to fit-for-purpose insurance schemes
And places green transport options as a key priority within InsureTech

“The Morrow team built our customer app to allow our customers to manage their policy, receive their documents and quote and buy insurance. It integrates with third-party systems to deliver a comprehensive and high-quality product.”

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A photo of Gianni Romano, co-founder of Ettos

Gary Thompson

CTO, The Green Insurer

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Eco-First React Native Platform

Easy to maintain, cost-effective, and simple to integrate: The Green Insurer’s application has been designed to last for the long haul, while remaining up-to-date for the company’s discerning user base.

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And, thanks to an ongoing relationship with Morrow, The Green Insurer can continue to set the pace for eco-first solutions in InsureTech.